I honestly cannot believe I’m typing this, Codemaster’s Dirt Rally is free.
The game was released in early access in early 2015 to very positive reviews and feedback and is still heralded as a fantastic Rally sim. If you have any love for cars, mud, or heart-in-your-throat racing, this is definitely something you should pick up now. If you feel you may have a love for any of those at any time in the future, you should pick it up now. It’s a free game, what’s to lose?
Did I mention it has VR support? Native for Oculus, Vive requires ReVive. Idk about WMR or anything like that, I just write stuff about free games.