Coins out of season?

i know you can buy stuff with holiday and ghoul coins from celebrations no matter what time of year, but what about getting coins, is there anyway to get a slow stream of coins for them out of season?
like can i randomly get holiday / ghoul coins from things like fishing and such?

Coins are only available during the specified time frame of the event that they are for.
This gets a tiny bit confusing when the plaza is not Christmas Themed yet the time frame hasn’t ended so you can still get the coins.

3% rate out of season
100% rate in season

What am I supposed to do with them?

You can buy items from seasonal stores (not the seasons store with the bird)

Where in the plaza are they?

They’re in Celebrations, at the boardwalk.

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